Jeff Garrard

Financial Representative


Financial Advisor Jeff Garrard leads a relationship-based financial advising firm based in Destin and Santa Rosa Beach servicing clients all over the country.  Jeff Garrard believes in order to have a lasting impact on his client’s lives Jeff and his team must first intimately understand what is important to them, their family, and their business in order to best assist them in bringing to life their vision of their best future.  Jeff Garrard is driven to become the catalyst in his client’s lives to help them reach their goals whether personally, professionally, or financially.  Jeff Garrard and his team believe that everyone needs people in their lives to help push them to reach their full potential.  Jeff along with his network of specialists provide his clients with financial products and solutions exclusive to Northwestern Mutual advisors.  

Jeff Garrard is a member of NAIFA and was awarded the NAIFA Quality Award.  Jeff is a Qualifying Member of the Million Dollar Round Table.  Outside of awards, Jeff candidly says that his proudest moments are those moments when he becomes a client’s trusted advisor.

Jeff Garrard has been a member of the Estate Planning Council of the Emerald Coast since 2010 serving on the board, and in the capacity of Vice President and President over the years.  The Estate Planning Council of the Emerald Coast (EPCEC) is comprised of estate planning professionals from a multitude of disciplines including tax attorneys, CPAs, life insurance professionals, trust officers, charitable planning professionals, and financial advisors.  The EPCEC is a member of the National Association of Estate Planners & Councils which is “a national organization of professional estate planners and affiliated Estate Planning Councils focused on establishing and monitoring the highest professional and education standards.”

To learn more about the Estate Planning Council of the Emerald Coast please visit:

Financial Advisor Jeff Garrard is a licensed insurance and investment advisor.  

Awards and Recognition

Million Dollar Round Table Qualifying Member 2016 - 2018

MDRT is the premier association of financial professionals. MDRT status designation is granted for one year and members must apply every year to continue their affiliation with the MDRT

National Association of Insurance and Financial Advisors Quality Award 2013-2015

Award recognizing commitment to excellence in service to clients and industry

Years of Experience

Representing Northwestern Mutual since 2008.


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck